How We Compare
We believe in transparency. Here's how Hola Gestoria stacks up against other popular options for Spanish autónomos.
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Recommended
Hola Gestoria
€0 + €30/mo
|
Xolo
From €49/mo
|
Qonto + Gestor
€9 + €80+/mo
|
Traditional Gestor
€300 + €80+/mo
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|
|---|---|---|---|---|
| Registration | ||||
| Registration Fee | €0 | Included | €200-400 | €200-400 |
| Hacienda Registration | ✓ | ✓ | ✓ | ✓ |
| Social Security Setup | ✓ | ✓ | ✓ | ✓ |
| Digital Certificate Help | Assistance | Assistance | ✗ | Varies |
| Ongoing Accounting | ||||
| Monthly Fee | €30 | €49-99 | €80-150 | €60-150 |
| VAT Returns (Modelo 303) | ✓ | ✓ | ✓ | ✓ |
| Income Tax (Modelo 130) | ✓ | ✓ | ✓ | ✓ |
| Annual Tax Return (Renta) | Included | €99+ | €100-200 | €80-150 |
| Annual Declarations | ✓ | ✓ | ✓ | ✓ |
| Tools & Support | ||||
| Invoicing Tool | Free (hola.finance) | ✓ | ✓ | ✗ |
| Expense Tracking | ✓ | ✓ | ✓ | ✗ |
| Mobile App | ✓ | ✓ | ✓ | ✗ |
| English Support | ✓ | ✓ | Limited | Rare |
| German Support | ✓ | ✗ | ✗ | ✗ |
| Response Time | < 24h | 24-48h | Varies | Varies |
| Total First Year Cost | ||||
| Total Year 1 Cost | €360 | €588+ | €1,268+ | €1,260+ |
| Save with Hola Gestoria | Best Value | +€228 | +€908 | +€900 |
No credit card required. Registration is completely free.
Detailed Comparisons
Hola Gestoria vs Xolo
Xolo is a great option for Estonian e-Residency and their digital nomad-focused services. However, for Spanish autónomo specifically, we offer a more focused and cost-effective solution.
Why Choose Hola Gestoria
- Save €228+ per year on accounting fees
- Free registration (Xolo includes it but charges higher monthly)
- German language support in addition to English and Spanish
- Faster response times with dedicated Spanish team
When Xolo Makes Sense
- You want Estonian e-Residency services
- You need services across multiple EU countries
Hola Gestoria vs Qonto
Qonto is primarily a business banking solution with a great app and expense cards. However, they don't offer autónomo registration or accounting - you'd need to add a separate gestor.
Why Choose Hola Gestoria
- Complete solution: registration + accounting + invoicing
- No monthly banking fees required
- Save €900+ per year compared to Qonto + separate gestor
When Qonto Makes Sense
- You specifically need a business bank account with cards
- You have employees and need payroll banking features
Hola Gestoria vs Traditional Accountants
Traditional Spanish gestors have deep local knowledge and can handle complex situations. However, they often charge high fees, lack modern digital tools, and may not speak your language.
Why Choose Hola Gestoria
- Free registration vs €200-400 typical fee
- €30/month vs €80-150/month for similar services
- Modern digital tools and mobile app for expenses
- English, Spanish, and German support
When Traditional Makes Sense
- You need complex corporate tax advice (SL, holding structures)
- You prefer face-to-face meetings in an office
Important Notice
Hola Gestoria is a private administrative service and is not affiliated with, endorsed by, or acting on behalf of any Spanish government authority. We provide general support with paperwork and administrative processes. We are not a regulated gestoría administrativa, not a law firm, and do not provide legal advice or legal representation. All information is for general guidance only. If you require legal advice or formal legal representation, please consult a qualified lawyer in Spain.